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Why More People Are Financing Their Trailers in 2025

Why More People Are Financing Their Trailers in 2025

With inflation still putting pressure on large purchases, trailer buyers in 2025 are choosing a smarter path: financing.

Whether you're an independent contractor, a small business owner, or just need a reliable hauler — spreading out payments has become a game-changer in how people shop for trailers.




Inflation, Demand & Smart Spending

Let’s face it — trailer prices have risen. Increased material costs, import tariffs, and higher demand all play a role. But rather than delay a purchase, buyers are choosing to lock in their needs now — and finance over time.

“A trailer is a tool, not a luxury. You don’t wait to get to work — and financing helps you do just that.”

How Trailer Financing Works (Even If You Don’t Have Perfect Credit)

D1-Trailers works with multiple financing partners who specialize in consumer and business trailer loans, with flexible options for:

  • Good or bad credit

  • Self-employed and cash income

  • ITIN-only applicants

  • No early payoff penalties


You’ll typically need:

  • A valid ID

  • Basic income information

  • ITIN or SSN

  • Estimated trailer selection


We’ve teamed up with trusted lenders who understand trailer buyers:

  • Sheffield Financial

  • Synchrony

  • Clicklease (for business customers)

  • C3 Rentals and more


Many applications are approved in minutes — and in most cases, you can drive off same day.


Don’t Let Today’s Prices Become Tomorrow’s Regret

Trailer prices may continue to rise. But with financing, you can lock in your rate today — without the full upfront cost.

👉 Apply now through D1-Trailers and get pre-approved in minutes. Our team will walk you through every step.

 
 
 

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