Why More People Are Financing Their Trailers in 2025
- Kevin McGill
- May 28
- 2 min read

Why More People Are Financing Their Trailers in 2025
With inflation still putting pressure on large purchases, trailer buyers in 2025 are choosing a smarter path: financing.
Whether you're an independent contractor, a small business owner, or just need a reliable hauler — spreading out payments has become a game-changer in how people shop for trailers.
Inflation, Demand & Smart Spending
Let’s face it — trailer prices have risen. Increased material costs, import tariffs, and higher demand all play a role. But rather than delay a purchase, buyers are choosing to lock in their needs now — and finance over time.
“A trailer is a tool, not a luxury. You don’t wait to get to work — and financing helps you do just that.”
How Trailer Financing Works (Even If You Don’t Have Perfect Credit)
D1-Trailers works with multiple financing partners who specialize in consumer and business trailer loans, with flexible options for:
Good or bad credit
Self-employed and cash income
ITIN-only applicants
No early payoff penalties
You’ll typically need:
A valid ID
Basic income information
ITIN or SSN
Estimated trailer selection
We’ve teamed up with trusted lenders who understand trailer buyers:
Sheffield Financial
Synchrony
Clicklease (for business customers)
C3 Rentals and more
Many applications are approved in minutes — and in most cases, you can drive off same day.
Don’t Let Today’s Prices Become Tomorrow’s Regret
Trailer prices may continue to rise. But with financing, you can lock in your rate today — without the full upfront cost.
👉 Apply now through D1-Trailers and get pre-approved in minutes. Our team will walk you through every step.
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